IRIS Credixo

About Us

IRIS Business Services Limited is a leading structured data solutions company with global presence in regulatory and compliance reporting software. The firm is uniquely positioned with offerings across the spectrum of creation, management and use of structured data for business and financial reporting. IRIS is one of the GSPs appointed by the GST Network (GSTN).

For all Banks, and Financial Institutions, access to credible, periodic, and granular data are critical for bringing efficiency in credit evaluation and portfolio monitoring. Hence with the adoption of new technologies and digital platforms, access to customer data and intelligent data-based credit decisioning solutions has become a reality.

IRIS CREDIXO, our solution in the digital lending space, is conceptualized to make the insights and intelligence available in a simple & lucid form for consumption. IRIS CREDIXO is architected to plug-in and process multiple data sources and offer insights for taking quick decision making and making the evaluation and monitoring process efficient and seamless.

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Minimum input, Maximum insights

Scalable to integrate multiple data sources

Consent-based architecture for analyzing data

API and Web Interface

FEATURES

Purpose

  • Screening and filtering the loan applications
  • Performing detailed verification before sanctioning credit
  • Monitoring the performance of existing accounts
  • Identifying the credit appetitie and defining new products and offers

Sources

  • GST data
  • Sales, Purchase and tax compliance
  • Accessible through APIs
  • MCA Data
  • Annual report, Company Information, Directors, Assets charges etc
  • Published or available on demand
  • Other Sources
  • Credit Score
  • Legal cases

Insights

  • Operating performance
  • Sales
  • Customer segment
  • Geographical distribution
  • Concentration of Vendors and Distributors
  • Financial analysis
  • Profitability
  • Financial strength
  • Related parties and transactions
  • Directors
  • Holding and subsidiary


CONTACT US

Should you be interested in knowing more about our solutions or request for a demo reach out to us and we’ll get back to you as soon as possible

T231, Tower 2, Third floor,
International Infotech Park
Vashi Navi Mumbai 400703
Maharashtra, India

support@irisgst.com

+91 22 6723 1000